Edition 3.1 · Updated for Budget 2026 · 2026/27 tax year
Sold a property, shares or crypto? Know what you owe and report it on time.
Your gain, your bill and the 60-day deadline for 2026/27, with worked examples, in one plain-English pack.
The CGT Survival Pack · £4.99
31-page pack · 3 worksheets · 6 worked examples
- 60-day action plan: report and pay on time, and avoid late penalties.
- 3 one-page worksheets: work out your exact gain and your bill.
- 6 worked examples: houses, shares and crypto, every step shown.
- Legal ways to cut your bill: reliefs, costs and losses you can claim.
Plus every 2026/27 rate on one page, the HMRC return field by field, and a records checklist.
Instant download · One-off payment · Full refund if it’s not for you
Checked against GOV.UK and HMRC, 18 October 2026
The CGT Survival Pack
31 pages · 3 worksheets · 6 worked examples
- 60-day action plan: report and pay on time, and avoid late penalties.
- 3 one-page worksheets: work out your exact gain and your bill.
- 6 worked examples: houses, shares and crypto, every step shown.
- Legal ways to cut your bill: reliefs, costs and losses you can claim.
£4.99one-off
Instant download · no subscription · no account
✓ Full refundNot what you needed? Contact us and we’ll refund you in full.
- Secure payment by Stripe
- Download link valid 30 days
- Updated for 2026/27
The real cover and pages from the pack. Tap to see them full size.
Capital Gains Tax in 2026/27
Miss the 60-day deadline and you may have to pay interest and a penalty. Sources: GOV.UK, CGT rates; GOV.UK, report and pay on UK property.
Six worked examples, every step shown. Example C, an inherited house:
| Sold for £330,000, less £300,000 probate value and £6,000 costs | £24,000 |
| Less the £3,000 allowance: taxable gain | £21,000 |
| CGT at 18% and 24% on a £45,000 salary | £4,723.80 |
| Report and pay by (60 days after completion) | 10 Nov 2026 |
Fictional example from the pack, at 2026/27 rates.
What you do: find your situation in the contents, fill in the one-page property gain worksheet (or the share and crypto worksheets), then follow the 60-day action plan.
A 31-page plain-English PDF for anyone selling a second property, an inherited house, shares, funds or crypto. Understand what you owe, the main reliefs that may apply, and how to meet the 60-day property deadline.
- 60-day action plan
- Six worked examples
- Property and share worksheets
- 18% / 24% and £3,000
Updated for Budget 2026
This edition is updated for the Budget on 28 October 2026, and your download link serves it. If your link has expired, ask through our contact form and we’ll send it.
Checked against GOV.UK, HMRC guidance and legislation on 18 October 2026.
Everything about selling at a gain, in the right order
Most Capital Gains Tax confusion comes from not knowing the order to think about things in. The pack starts with the dates that cause penalties, then the rates, the sums and the reliefs.
The 60-day property rule
When the clock starts, a step-by-step action plan, the HMRC return field by field, and the penalties if you're late.
3 pages
Every 2026/27 rate in one table
18% and 24%, the £3,000 allowance, reliefs, limits and time limits on one page, and why the exchange date decides your tax year.
2 pages
Six worked examples
A buy-to-let sold by a couple, a former home that was let, an inherited house, a transfer on separation, shares and crypto, every step shown.
6 pages
Shares and crypto
The same-day, 30-day and Section 104 matching rules, with a share-matching worksheet and a pool worksheet.
3 pages, plus 2 examples
Your main home
Private Residence Relief, the final 9 months, absences and lettings relief: when your home is exempt, and where a bill can still appear.
1 page
Costs, losses and help
What counts as an allowable cost, with a costs log; claiming losses; a records checklist; legal ways to cut the bill; and where to get free help.
9 pages
See the full contents page
- Read this first and contentsp.2
- Key dates at a glancep.3
- When Capital Gains Tax appliesp.4
- The 60-day property rulep.5
- Your 60-day action planp.6
- The 60-day return, field by fieldp.7
- Rates and allowances: the one tablep.8
- Which rate applies to youp.9
- What's taxable, and what's exemptp.10
- How to work out your gainp.11
- Costs and improvements: what countsp.12
- Worksheet: your property gainp.13
- Selling shares and cryptop.14
- Worksheet: matching one share salep.15
- Worksheet: your Section 104 poolp.16
- Private Residence Reliefp.17
- Legal ways to reduce your billp.18
- A CGT planning checklistp.19
- Inherited assets and giftsp.20
- Example A: a buy-to-let sold by a couplep.21
- Example B: a former home that was letp.22
- Example C: selling an inherited housep.23
- Example D: a transfer on separationp.24
- Example E: shares, all three matching rulesp.25
- Example F: crypto swaps, spending and sellingp.26
- How and when to report and payp.27
- Losses and records checklistp.28
- Common, costly mistakesp.29
- Free helpp.30
- When to get advice, and your sourcesp.31
Three real pages from the pack
Tap a page to see it full size.
Written for people selling without an accountant
A good fit if you…
- are selling a second home, buy-to-let or inherited property
- sold shares, funds or crypto outside an ISA or pension
- want to check the main allowances and reliefs
- need to know your reporting deadline and how to pay
Probably not for you if…
- you're only selling your own main home, which is usually exempt
- you have a complex business sale or trust: take professional advice
- you're not UK resident: some rules differ
Frequently asked questions
Do I have to pay to report Capital Gains Tax?
No. Reporting is free on GOV.UK (the Capital Gains Tax on UK property account, the real-time CGT service or Self Assessment), and HMRC's guidance and helpsheets are free. This pack is optional: the rules, deadlines, worked examples and worksheets in one place.
Will it guarantee I pay less tax?
No. It explains the allowances and reliefs that may apply and shows each step with worked examples, so you can check your own figures. Whether a relief applies depends on your facts, and HMRC decides.
What exactly do I get?
A 31-page PDF, Edition 3.1 (updated for Budget 2026, 28 October 2026), for the 2026/27 tax year. You download it straight after payment and keep it. The download link works for 30 days.
Is it up to date?
Yes. It was checked against GOV.UK, HMRC guidance and legislation on 18 October 2026 and updated for Budget 2026 on 28 October 2026 (Edition 3.1). The Budget left the CGT rates and the £3,000 allowance unchanged; the one change in the pack is the Business Asset Disposal Relief lifetime limit, which falls to £500,000 for disposals from 6 April 2027. Your download link serves this edition.
Does it cover shares and crypto as well as property?
Yes. It explains the same-day, 30-day and Section 104 matching rules, with a full shares example, a crypto example (swaps, spending and the 30-day rule), a share-matching worksheet and a pool worksheet, alongside the 60-day property rule and a property gain worksheet.
Will it work out my tax for me?
No. The free calculators on this site do the sums. The pack explains the rules, the deadlines and the reliefs, and gives you worksheets to check your own figures.
Is it personal tax advice?
No. It is general information. For complex disposals, business sales or anything high value, speak to a qualified tax adviser.
What if it isn't what I needed?
Use our contact page and we'll refund you in full.
The 60-day property rule, six worked examples, the matching rules for shares and crypto, the reliefs and how to report, in 31 pages.
31 pages · instant download · refunds via our contact page
Reviewed by the UKCapitalGainsTaxCalculator team.
Every figure is checked against current HMRC and GOV.UK guidance and reviewed for the 2026/27 tax year. We explain how the tax works in plain English with worked examples, not just numbers. Editorial standards · Sources · About us